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Cash advance while the FDCPA. Were debt collectors for payday loan agencies reliant on the FDCPA? Im a little bit of afraid and confused. You need to support! Payday Loan Collected by way of the First Collector According to the FDCPA point 803(6)(A) and (B), employees belonging to the earliest creditor become exempt looking at… Continue reading Cash advance while the FDCPA. Were debt collectors for payday loan agencies reliant on the FDCPA? Im a little bit of afraid and confused. You need to support!